Flexible Financing for Better Equipment Decisions

Financing can help your practice move forward with the equipment it needs while preserving capital, improving cash flow, and keeping future growth within reach.

Financing That Supports Independent Practices

Investing in ophthalmic equipment is a major decision, especially for independent practices balancing growth, patient care, and day-to-day operations. Financing gives you a practical way to add or upgrade equipment without placing unnecessary strain on your cash reserves.

Whether you are planning a new office, replacing aging technology, or expanding diagnostic capabilities, financing can help make the process more manageable and more predictable.

Why Practices Finance

• Preserve working capital
• Improve monthly cash flow planning
• Stay current with technology
• Reduce large upfront equipment costs
• Support growth without delaying upgrades

Simplify Budget Approval

A lease can be categorized as an operating expense, which generally requires a lower level of approval than purchases do.

Section 179 Tax Credit

Don't forget about your Section 179 IRS tax code savings.

Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year, up to $1,000,000 in year one with a total equipment purchased for the year threshold of $2,500,000.

If your business buys or leases a piece of qualifying equipment, you can deduct the full purchase price from your gross income. The U.S. government created Section 179 to encourage businesses to spend money on equipment and software, making it especially valuable for small and medium-sized businesses looking for a tax advantage.

Key Highlights

• Equipment and software are eligible
• 100% deduction up to $1,000,000
• Total equipment threshold up to $2,500,000
• Equipment purchase limit of $2,000,000